I have just spent hours unfucking my FSA.
My dentist overcharged the FSA debit card by $2.10 due to some mix up between expected and actual insurance payment. Which would have sorted itself out on the next visit, but apparently it's an FSA emergency which needs paperwork now!
There are at least 28 million of these types of FSA/HSA accounts in the US.
Life expectancy at birth has fallen to 681,995 hours. So assuming that on average each account generates two hours of needless admin per year this is the equivalent of killing 68 people.
FSA administrators who won't chill and let the $2.10 go are killing us at a comparable rate to serial killers.
Serial killers are pretty terrifying and justifiably get a lot of TV shows and FBI task forces aimed at them. But we'd save as many lives by giving FSA administrators 25 years to life every time they decide to reconcile to the last cent. And we should be watching Law & Order: FSA where the detectives drink to conceal the pain of uploading a PDF and explaining your situation in 500 characters or less.
Or we could save the time and money and lives and implement single payer healthcare.